Most private health insurers offer rebates on psychological services. To claim a rebate:

  • Patients need to be covered by ancillary benefits insurance (extras table) 
  • The psychologist needs to be approved by the health insurance fund
  • Some health funds also require a medical referral.

Rebates vary based on your level of cover. The tables below list private health insurers offering rebates for psychological services in each state or territory. 

Please note that this list is not comprehensive. You are advised to contact the insurer for their latest information.

More information: The Private Health Insurance Administration Council (PHIAC) is an agency set up by the Federal Government to maintain records and data on the private health insurance industry. Members may be interested to look at the data on psychology services as well as information on specific health insurers - visit www.phiac.gov.au.

Australian Capital Territory

Name of Health Fund

Links to psychology rebate information
(will open in new window)

Medibank Private: 132 331

Premier Plus

Premier Plus Package

Advantage Plus

Advantage Plus Package

Smart Plus

Smart Plus Package

MBF: 13 26 23

Premium

www.mbf.com.au

Essentials

Australian Unity: 13 29 39

Singles Super Extras

Health Covers at-a-Glance

Singles Comprehensive

Couples/Family Super Extras

Couples/Family Comprehensive

 

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New South Wales

Name of Health Fund

Link to psychology rebate information

Medibank Private: 132 331

Premier Plus

Premier Plus Package 

Advantage Plus

Advantage Plus Package

Smart Plus

Smart Plus Package

MBF:13 26 23

Premium

www.mbf.com.au

Essentials

Australian Unity: 13 29 39

Singles Super Extras

Health Covers at-a-Glance

Singles Comprehensive

Couples/Family Super Extras

Couples/Family Comprehensive

Australian Health Management: 134 246

Select Ancillary

www.ahm.com.au

 

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Northern Territory

Name of Health Fund

Link to psychology rebate information

Medibank Private: 132 331

Premier Plus

Premier Plus Package

Advantage Plus

Advantage Plus Package

Smart Plus

Smart Plus Package

MBF: 13 26 23

Premium

www.mbf.com.au

Essentials

Australian Unity: 13 29 39

Singles Super Extras

Health Covers at-a-Glance

Singles Comprehensive

Couples/Family Super Extras

Couples/Family Comprehensive

Mutual Community NT: 131 243

Premier Extras

Mutual Community - Premier Extras

General Extras

Mutual Community - General Extras

 

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Queensland

Name of Health Fund

Link to psychology rebate information

Medibank Private: 132 331

Premier Plus

Premier Plus Package

Advantage Plus

Advantage Plus Package

Smart Plus

Smart Plus Package

MBF: 13 26 23

Premium

www.mbf.com.au

Essentials

Australian Unity: 13 29 39

Singles Super Extras

Health Covers at-a-Glance

Singles Comprehensive

Couples/Family Super Extras

Couples/Family Comprehensive

Queensland Country Health Ltd: 1800 813 415

Extras Plus

www.qldcountryhealth.com.au

CUA Health: 1300 499 260

Silver/Gold Extras

Extras 

 

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South Australia

 

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Tasmania

Name of Health Fund

Link to psychology rebate information

Medibank Private: 132 331

Premier Plus

Premier Plus Package

Advantage Plus

Advantage Plus Package

Smart Plus

Smart Plus Package

MBF: 13 26 23

Premium

www.mbf.com.au

Essentials

Australian Unity: 13 29 39

Singles Super Extras

Health Covers at-a-Glance

Singles Comprehensive

Couples/Family Super Extras

Couples/Family Comprehensive

 

Top

 

Victoria

Name of Health Fund

Link to psychology rebate information

Medibank Private : 132 331

Premier Plus

Premier Plus Package

Advantage Plus

Advantage Plus Package

Smart Plus

Smart Plus Package

MBF: 13 26 23

Premium

www.mbf.com.au

Essentials

Australian Unity: 13 29 39

Singles Super Extras

Health Covers at-a-Glance

Singles Comprehensive

Couples/Family Super Extras

Couples/Family Comprehensive

HBA: 13 12 43

Premier Extras

www.hba.com.au/public_insurance_sales/vic/
products/mktg_Premier_Extras.htm

General Extras

www.hba.com.au/public_insurance_sales/vic/
products/mktg_General_Extras.htm

GMHBA: 1300 446 422

Platinum Extras

www.gmhba.com.au/web/extras-cover/platinum-extras.aspx

Gold Extras

www.gmhba.com.au/web/extras-cover/gold-extras.aspx
Special Care Extras 

www.gmhba.com.au/web/extras-cover/special-care-extras.aspx 

Standard Extras Plus  www.gmhba.com.au/web/extras-cover/standard-extras-plus.aspx 
Silver Extras   www.gmhba.com.au/web/extras-cover/silver-extras.aspx 

Latrobe Health Services: 1300 362 155

Premier Gold

www.latrobehealth.com.au/Webfiles/Documents/PG.pdf

Premier

www.latrobehealth.com.au/Webfiles/Documents/P.pdf
Premier PlusĀ®   www.latrobehealth.com.au/Webfiles/Documents/PP.pdf 

 

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Western Australia

Name of Health Fund

Link to psychology rebate information

Medibank Private: 132 331

Premier Plus

Premier Plus Package

Advantage Plus

Advantage Plus Package

Smart Plus

Smart Plus Package

MBF: 13 26 23

Families

www.mbf.com.au

Singles

Australian Unity: 13 29 39

Singles Super Extras

Health Covers at-a-Glance

Singles Comprehensive

Couples/Family Super Extras

Couples/Family Comprehensive

HBF: 13 34 23

Premium Essentials

www.hbf.com.au/health-insurance/products  

(Please note that HBF only rebates clinical psychology. Please contact HBF for information)

Extra Essentials 

Essentials Standard

Health Insurance Fund of WA: 1300 13 40 60

Premium

Ancillary Cover Options

Super